Oakland County, Michigan · eXp Realty
Waterford, MI Homes for Sale
Waterford Township sits in Oakland County and is known for its lakes, township parks, and a mix of ranch homes, colonials, and lakefront properties.
I'm ShaNayta (Shay) McClain — most people call me Shay — a Michigan REALTOR® with eXp Realty. Everything below is here to help you search Waterford Township on your own terms. When you want a real answer on a specific house, call or text me.
Waterford ZIP codes: 48327, 48328, 48329. See all Michigan ZIP codes.
What the Waterford housing market looks like
Waterford's housing stock is largely post-war ranches and 1960s–1990s colonials, with a separate lakefront and lake-access market built around the township's many inland lakes. Lake-access homes and true waterfront homes are priced very differently, and a listing can say "lake privileges" while the access is through a subdivision easement rather than private frontage.
What to check when you search in Waterford
- Ask whether a lake home has private frontage, deeded access, or association access — it changes both price and what you can keep at the water.
- Waterford has both township-served and well/septic properties. Confirm which one a home has before you budget for it.
- Many homes here have finished lower levels; square footage in the listing may or may not include them, so compare above-grade finished space.
- Seawall condition, dock rights, and lake board assessments are worth checking on any waterfront property.
Local reference points
- Waterford Oaks County Park
- Dodge Park No. 4 on Cass Lake
- Oakland County International Airport
- M-59 and Telegraph Road corridors
Housing information on this page is general and objective. For school information, use the State of Michigan's official MI School Data site. I don't make claims about neighborhoods or who should live in them — that's your decision, and Fair Housing law requires it be yours.
Search Waterford MLS Listings
Live listings come straight from the MLS. Set the location to Waterford in the search below, or tell me what you're looking for and I'll set the search up for you.
Search by City, County or Postal City, then set price, bedrooms, bathrooms and property type in the form below.
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Listing data provided by Realcomp II Ltd. (MLS). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright © Realcomp II Ltd. All rights reserved.
ShaNayta (Shay) McClain, Real Estate Agent · Brokerage: eXp Realty. Realcomp II Ltd. is the multiple listing service, not the brokerage.
Buying in Waterford
Most Waterford listings move quickly once they're priced right, so it helps to have financing lined up and someone who can get you into a showing the same week. I'll set up a search for the streets and price range you actually want and let you know the moment something fits.
Schedule a ShowingShowing requests are sent to me and aren't confirmed until I get back to you.
What could my Waterford home sell for?
If you're thinking about selling in Waterford, the first question is almost always what the house would realistically bring today. I'll walk the property with you, look at what's actually sold nearby, and give you a straight number with the reasoning behind it.
See the full seller checklistCommon questions about Waterford homes
- How do I see houses for sale in Waterford, MI?
- Call or text me at 248-270-8529 and tell me your price range and the areas you like. I'll set up a live search so new Waterford listings reach you as they hit the market, and I can get you inside a home the same week in most cases.
- How much is my Waterford home worth?
- There's no honest way to answer that from a website alone. I'll look at what has actually sold near you, walk the home, and give you a realistic range with the reasoning behind it. It's free and there's no obligation to list.
- Do I need 20% down to buy in Waterford?
- Usually not. FHA loans publish a 3.5% down payment at a 580 score, VA and USDA loans have no published down payment requirement for buyers who qualify, and MSHDA runs down payment assistance for Michigan buyers. My down payment help page links to each agency's own page.
- What are property taxes like in Waterford?
- Michigan taxes depend on the home's taxable value and whether you claim it as your principal residence, so two homes on the same street can differ. My property tax estimator gives you a ballpark by city, and I'll confirm the actual figures on any home before you write an offer.
- Is a lake-access home the same as waterfront in Waterford?
- No. Waterfront means the parcel touches the water. Lake access usually means a shared easement, park lot, or association beach, and the rules for docks and boats come from that association. I check the recorded documents before you write an offer so you know exactly what you're buying.