ShaNayta (Shay) McClain

Oakland County, Michigan · eXp Realty

Commerce Township, MI Homes for Sale

Commerce Township is a western Oakland County township along the Huron River chain of lakes, combining established subdivisions, newer construction, and lakefront housing.

I'm ShaNayta (Shay) McClain — most people call me Shay — a Michigan REALTOR® with eXp Realty. Everything below is here to help you search Commerce Township on your own terms. When you want a real answer on a specific house, call or text me.

Commerce Township ZIP codes: 48382, 48390. See all Michigan ZIP codes.

What the Commerce Township housing market looks like

Commerce Township listings tend to split between planned subdivisions — many built from the 1990s onward, often with an HOA — and older lake homes along the chain of lakes. Newer condo and attached-housing developments appear here as well, which gives buyers a lower-maintenance option that's harder to find in neighboring townships.

What to check when you search in Commerce Township

  • Subdivision listings commonly carry HOA dues; ask what the dues cover and whether there are pending assessments.
  • Chain-of-lakes frontage is not the same on every lake — confirm what's navigable from the specific property.
  • Newer builds may still be under builder warranty; get the transfer terms.
  • Condo listings have association documents and reserve information worth reading before you offer.

Local reference points

  • Huron River chain of lakes
  • Dodge Park No. 5
  • Village of Commerce shopping area
  • Pontiac Trail and Haggerty Road corridors

Housing information on this page is general and objective. For school information, use the State of Michigan's official MI School Data site. I don't make claims about neighborhoods or who should live in them — that's your decision, and Fair Housing law requires it be yours.

Buying in Commerce Township

Commerce moves fast in the popular subdivisions, and the good ones are often gone before the weekend. I'll watch new and coming-soon listings for the neighborhoods you care about and get you in early.

Schedule a Showing

Showing requests are sent to me and aren't confirmed until I get back to you.

What could my Commerce Township home sell for?

In a subdivision, your competition is the three similar houses down the street. Pricing and presentation decide which one sells first. I'll show you exactly what you're up against before we set a number.

See the full seller checklist

Common questions about Commerce Township homes

How do I see houses for sale in Commerce Township, MI?
Call or text me at 248-270-8529 and tell me your price range and the areas you like. I'll set up a live search so new Commerce Township listings reach you as they hit the market, and I can get you inside a home the same week in most cases.
How much is my Commerce Township home worth?
There's no honest way to answer that from a website alone. I'll look at what has actually sold near you, walk the home, and give you a realistic range with the reasoning behind it. It's free and there's no obligation to list.
Do I need 20% down to buy in Commerce Township?
Usually not. FHA loans publish a 3.5% down payment at a 580 score, VA and USDA loans have no published down payment requirement for buyers who qualify, and MSHDA runs down payment assistance for Michigan buyers. My down payment help page links to each agency's own page.
What are property taxes like in Commerce Township?
Michigan taxes depend on the home's taxable value and whether you claim it as your principal residence, so two homes on the same street can differ. My property tax estimator gives you a ballpark by city, and I'll confirm the actual figures on any home before you write an offer.
Should I look at a condo or a single-family home in Commerce Township?
It depends on what you want to maintain and what your monthly budget looks like once dues are included. I'll run both side by side with real numbers — dues, taxes, and payment — so you can compare fairly.