Client resources
Tools & Resources
Free tools to help you work out what a home actually costs in Michigan — before you talk to anyone. Everything here is an estimate, so use it to plan, not to budget to the dollar.
Work out the numbers
How Much Home Can I Afford?
Enter your income, debts, and savings to see a realistic price range before you start looking.
Mortgage Payment Estimator
A full monthly breakdown by price — principal, interest, taxes, insurance, and mortgage insurance.
Rent vs. Buy
Put your rent next to an owner's payment and see what you'd actually get back over the years.
Property Tax Estimator
Estimated yearly and monthly taxes by city, using approximate local millage rates.
Closing Cost Estimator
The cash you need at closing beyond the down payment, itemized line by line.
Know what to expect
First-Time Buyer Guide
Every step from checking your credit to getting the keys, in plain language.
Buyer Questions, Answered
How much you really need down, what an agent costs you, earnest money, inspections, and more.
Down Payment Assistance
Official Michigan and federal programs, including MSHDA's $10,000 down payment loan.
Commute & Area Guide
Roads, approximate drive times, and parks in Waterford, Clarkston, Southfield, and Pontiac.
Once you're under contract
Want real numbers instead of estimates?
Send me the address or the price range you're considering and I'll get you the actual figures — the real tax bill, a lender quote, and what similar homes are selling for.